NMLS ID# 284919
Home Ownership is a dream many strive to accomplish. It’s been my honor for over 18 years to help so many navigate the always changing mortgage landscape. If you have this dream please know that I’m committed to helping you achieve it.
1. Set up a username and password, which is necessary to protect your personal information.
2. Link your accounts with AccountChek (assets section of the application), then you won't have to supply bank statements.
3. Approve eConsent—this allows us to send your appraisal and disclosures to you via email for electronic signature.
I have been serving our community as a real estate sales associate and then mortgage banker since 1998, helping hundreds of families become home owners by arranging millions in mortgages. I have significant experience in all facets of mortgage lending, working with clients ranging from first-time home buyers, Veteran clients, Self Employed Business Bank Statements for income clients, second home-vacation property clients, investors starting and growing their portfolio of revenue generating assets (Cash flow financing) to rehab/renovation projects. I strive to provide the highest level of customer service, efficiency and speed — all while minimizing the stress that may ensue with investing in your future and building wealth for your family. When you’re ready to take your first or your next step; I will be there to help.
Additional languages spoken: Spanish
Julio & his team made the refinance process so easy! He took the time to explain everything from start to finish & answered any follow up questions I had! I received status updates through the entire process which made it easy for me to know where we stood with everything. I had a user friend web portal to log into for updates & I could upload sensitive data there as well which was great! I will definitely be using & recommending Julio to my family & friends in the future! Thank you!!
—Eric M. from Derwood, MD
He was very clear since the beginning. I told him what i wanted to accomplish and i accomplished more then i wanted and expected. He was a big help during the process.
—clvfranco from Damascus, MD
Can’t tell you how much I appreciated the service you and your team of professionals provided during my refinance. Emily was especially terrific, had all my documentation in order and had loan ready for submission in no time, we closed and funded in less then 30 days.
—budro03 from Saint Petersburg, FL